Consolidate (Phoenix) preferences into fewer general categories 
(currently many panels, few prefs per panel, some extraneous, some (still) 
poorly worded, e.g. using "directory" instead of windows-standard "folder," 
having buttons called "Manage Images" when we provide no image management 
(in the traditional sense), etc.)

Seven basic categories. Since there is no hierarchy here they can be 
presented in a flat list, maybe/hopefully with icons. Seven is slightly 
too many and the text is sligtly too large for them to stretch across 
the top of the window so it'll have to be down the left, as it is now.

	Navigation
		Home Page
			( Home Page, no changes )
		Windows and Tabs
			( Open links in the background ) 
		Default Browser
			( Default, no changes )

	Privacy
		( no changes )
	Fonts & Colors
		( no changes )

	Web Page Features
		[ ] Enable Java
		[ ] Enable Plugins (e.g. Macromedia Flash)
		[ ] Enable JavaScript
			Allow Scripts to:
		[ ] Load Images ( Manage Images * )
			[ ] for originating
		[ ] Block Popup Windows
		+----+
		
	Downloads
		(*) Ask me every time 
		[ NOTE - currently it says 'rememeber the last place I saved' 
			 or some such... but my experience is that it always asks
			 although the dialog that it asks DOES open rooted on the
			 last folder I saved. I think the wording should thus be
			 'always ask' - with the dialog's recollection of the last
			 place I saved being the expected behaviour. Let me know
			 if I am misinterpreting this. ]
		( ) Always use this folder [        ] ( browse... )

		[ ] Anonymous FTP passwd [             ]
		[ NOTE - most likely to be download related ]
	
	Connection
		( no changes )

	Themes and Extensions

		Themes 
			replace fixed image/description areas with an HTML area
			that shows either a description minipage or a fabricated
			page for older themes.

		Extensions
			add a "settings" button to invoke extension-specific 
			preferences to keep clutter out of the preferences dialog
			and keep things usable.


Rather than worry about what the default panel is, have the panel just remember 
the last panel you were in.